Starting from mass-market financial needs
By delivering consistently standardized service quality, F88 provides a legal, safe, and transparent source of financing, empowering people with reliable financial support.
Public offering (PO)
A unique deal with F88
Subscription period:06/07/2026 - 27/07/2026
19Days
14Hours
06Minutes
55Seconds
Offering information
An opportunity to join F88's growth journey through its public share offering, with clear and transparent information that is easy to follow.
0
Offered shares
0 VND
Offer price per share
VND 0 billion
Capital raised
USD 0 million
Expected post-PO valuation
F88 PO roadmap 2026
Introducing F88 shares
Confirmed
In progress
Subscription / registration
06/07 - 27/07
Share allocation
28/07 - 29/07
Payment
30/07 - 04/08
PO result announcement
06/08/2026
First trading day
Expected in August 2026
HOSE listing
Expected Q4 2026
Subscription / registration
06/07 – 27/07/2026
F88 offering, investors register to buy F88 shares and pay deposit
Company overview
Company overview
Founded in 2013 with more than 13 years of experience, F88 has continuously expanded its network, improved its products, and enhanced convenient services to meet the diverse financial needs of mass-market customers.
With a network of 976 transaction offices across the country, F88 has delivered diverse, fast, and accessible financial solutions tailored to the needs of approximately 1.5 million customers, helping improve the quality of life for everyday working people. Customer trust is the clearest proof of F88's credibility and service quality.
F88's transformation journey
Standardizing the operating model
From standalone pawn operations, F88 gradually built processes, expanded transaction points, and steered its operating model toward greater professionalism.
Expanding into a service ecosystem
F88 added complementary financial services, expanding its role from a loan provider to a multi-service financial access point.
Accessing institutional capital and public markets
The participation of foreign funds and becoming a public company helped F88 trade on UpCom and move toward listing its shares on HOSE, marking the shift from a privately growing enterprise to a more transparent model before the capital market.
Vision · Mission · Core values
F88's strategic direction
2026-2030 Vision
A comprehensive and trusted financial platform for the Vietnamese people
F88 is a comprehensive and trusted financial platform for the Vietnamese people, the first destination for mass-market customers for all their financial needs in life.
Mission
Financial solutions for everyone
To provide comprehensive, simple, and convenient financial solutions that help Vietnamese people overcome everyday financial challenges.
Core values
The values that define F88
The values that define F88
Kindness at heart
Into action
Integrity
All the way
Innovation
To lead
Agility
To accelerate
An attractive investment opportunity in a Market Leader
Vietnam's largest alternative financial services chain.
976+
Branches
Across 34 provinces and cities
85%
Market share
Modern pawnshop segment 2025
1.5M+
Customers
Served and being served
Underserved market
Significant room for growth remains
Pawn market size
Estimated across the Vietnam market
$10B+
Modern penetration rate
Modern pawnshop model
3%-4%
96%+ of the market is still not served by the modern pawnshop model, leaving substantial growth potential for F88.
Impressive growth rate
Outstanding CAGR versus the industry
Revenue
CAGR 2021-2026F
38.3%+
Loan Book
CAGR 2021-2026F
45.3%+
Customers
CAGR 2021-2026F
22.5%+
Diversified growth drivers
A comprehensive financial services ecosystem
Core Business
Vehicle title-backed loans
The core product, delivering breakout loan book growth, with a fast and convenient disbursement process.
Growth
Insurance distribution
Expanding into insurtech and insurance products tailored to F88's customer segments.
Diversification
Banking agent
Banking agent services that connect customers with banking products and increase fee-based income.
Potential
Other financial services
Developing investment and savings solutions tailored to customer segments, expanding a comprehensive financial ecosystem.
Investor materials
Transparent materials on financial position and business operations
Frequently asked questions
What investors need to know
F88 news
Featured stories about F88
Stay updated with an overview of F88 and the key information related to the public share offering.
05/19/2026
Nikkei Asia: F88 is in its most favorable stage of development
The assessment was made by Nikkei Asia after an interview with Ms. Tran Thi Hong Nhung, Head of F88's Investor Relations department.
06/09/2026
Strategic repositioning, F88 aims for comprehensive and sustainable development
On June 9, 2026, in Hanoi, F88 announced its Sustainable Development report, marking a strong transformation in its development strategy.
06/12/2026
Ahead of HOSE listing: O2O advantage and the "weapon" helping F88 achieve ROAE of 34.4%
The latest report from FiinGroup shows that the O2O (Online-to-Offline) model helps optimize touchpoints and improve operational efficiency.
05/19/2026
Nikkei Asia: F88 is in its most favorable stage of development
The assessment was made by Nikkei Asia after an interview with Ms. Tran Thi Hong Nhung, Head of F88's Investor Relations department.
06/09/2026
Strategic repositioning, F88 aims for comprehensive and sustainable development
On June 9, 2026, in Hanoi, F88 announced its Sustainable Development report, marking a strong transformation in its development strategy.
06/12/2026
Ahead of HOSE listing: O2O advantage and the "weapon" helping F88 achieve ROAE of 34.4%
The latest report from FiinGroup shows that the O2O (Online-to-Offline) model helps optimize touchpoints and improve operational efficiency.
Subscription guide
Follow the steps to subscribe to F88 shares, from preparing information to completing the application for the public offering.
01
Fill in registration information
02
Open a securities account
03
Register and place a deposit
04
Receive allocation notice
05
Complete payment and receive shares
Enter your F88 share subscription information
Fill in the registration form below. The F88 team will contact you and guide you through the next steps.
Free registration
24/7 hotline support
Simple and fast procedure
Consultation hotline
+84 24 7308 6888
F88 IR email